The mortgage in foreign currency for the border workers in Switzerland who want to buy a property in France is a home loan very special functioning and is compatible with customers who have an income in Swiss Francs.
The mortgage in foreign currency is interesting for people who wish to become an owner in France, as part of the acquisition of their primary residence or with the acquisition of a second home or a rental property investissement.
The interest of the loan currency is to limit the variations in the exchange rate every month. Being employed in Switzerland, your salary is paid in Swiss Francs. If you sign up to a home loan “classic” in Euros, you run the risk of your monthly payment increasing simply because of the variation in the exchange rate between the Euro and the Swiss Francs. The higher the term of the loan, the higher the risk is important.